Thanks for sharing this great example of having backup forms of payment! I always like to carry and use cash as my primary form of payment (can’t get hacked, be traced, declined), and use a debit card as my secondary and credit card as my third option. My debit and credit card are issued under the same bank, and while it does make for some convenience come time to pay off the credit card to have them by the same bank and account, your friend’s predicament makes me think that I should get the credit card issued by another bank in case my main bank is down for any reason. And you are a good example of being a good friend, and also being prepared with some extra cash on hand to bail them out of a sticky situation. Hope you don’t mind me expanding the title of the post to be a bit more descriptive of what it’s about.