Our premium did go up, but not enough to be a problem.
Compact semi auto whaterver caliber you prefer. I have both 9mm and .40 SW barrels and mags for my M&P Shield.
Keltec SU-16CA, 4.7 pounds, folds to 24.9″, uses any AR-15 magazines, and holds two 10 round or one 30 round mag in the stock, and I like it better than any of my AR’s.
Number three is my go big option. I like my Ruger M77 Hawkeye in .300 Winchester Mangnum zeroed at 300 yards.
Glad to hear everything worked out well for you and that you were well prepared.
We have been through a few ourselves, 2015 we had a garage fire which leveled the garage and damaged the house severly. We decided to rebuild and add an extra bathroom (one bath isn’t enough when all the kids and grandkids come for dinner which makes 17 of us).
We were renting a nice house overlooking the lake (Oroville) while the new house was being built but lost that place in the 2016 “Saddle Fire” a couple of months before the new house was finished.
We moved into the new house a week before the one year anniverssary of the original fire. Then, almost two years later came the Camp Fire and took everything we had again.
Long story short, We rebuilt again and moved back in the first of February. Last week we managed to get lucky as the Bear Fire skirted by us but we were packed and ready to go.
Where I am going with this is to remind people to be prepared for whatever might happen and keep your insurance paid up, it sure saved us and we are once again debt-free in our new house.